Xactimate 27 Training and Taking the Pre-license Test for the State Of Florida

Insurance is purchased by individuals and business as a safe guard against losses in the event of unpredictable circumstance. If a loss occurs the policyholder will submit a claim to the insurance company. These are request for payments to restore or replace those losses. That is where adjusters, appraisers, examiners and investigators begin their duties. They work on behalf of the insurance company to make certain that the payment, if any is fairly. Their primary duties are to investigate, estimate and negotiate with the claimant and save the insurance company as much money on the claim as possible.

They must determine whether the customers’ policy covers the loss and how much should be paid on the loss. To do this they have to take a lot of variables into consideration. They also have to be able to articulate their findings into forms that match up with the insurance company’s criteria. A lot of paper work is involved in claims adjusting and although they are being filled out in forms on a laptop knowing just what to say and how is very important. That is why you should take the Xactimate 27 training course to use with the accompanying software.

This training prepares you to write estimates clearly and to calculate the total estimate with precision. All states require that an insurance claims adjuster be licensed and part of that licensing process includes testing to see if you can properly file a claim from start to finish. The Xactimate 27 training will improve your skills to help you fulfill this requirement.

The State of Florida like most other states has a bevy of pre-licensing exams that get you prepared for the actual testing procedure. The courses are designed to comply with the states regulations for insurance company personnel. Taking these courses prepares the candidate to sit for the  Life, Health and Variable annuity License. If you want to do more than that you have to take additional tests.

In the state of Florida you have to have a federal background check and be fingerprinted. You can prepare for this test online.  It is imperative that you understand that the pre-testing process has a cost and it is non-refundable so taking every step to prepare for passing it on the first go around should be a priority.

If you fail or do not sit for the test for any reason you lose all fees paid up to that point and have to start paying all over again. The fees are only valid in the state of Florida for 6 months. The requirements for becoming an insurance adjuster in the state of Florida are as follows:

•    You must be a natural person at least 18 years of age.
•    Must be a resident of the state
•    Must take and pass the required exams
•    Cannot be an employee of the United States Department of Veterans Affairs or any state service office
•    Cannot be a funeral director, or an employee or representative of a funeral establishment, or have an office in or in connection with a funeral home
•    Provide all applicable papers including a Letter of Clearance:
•    Be fingerprinted.

After you have obtained your license, your next step is to learn how to use Xactimate estimation software. This skill will immediately improve your resume – and opportunities for employment as an insurance claims adjuster. Xactimate training can be taken online, and often includes continuing education credits for your license(s).

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